Lease Financing Administered Through
21ST Century Leasing
2505 Congress St. Suite: 100
San Diego, CA 92110
Equipment Financing

Almost every business acquires equipment to expand and prosper. Two traditional methods of acquisition are your business checking account (working capital) or borrowing the money from your bank. Unfortunately, these methods are not always feasible, desirable or even possible. Equipment financing is a practical method of acquisition without having to pay for it all at once.

Review these practical advantages to Lease Financing:

  • The equipment user avoids depleting working capital.
  • The equipment user avoids depleting credit card or bank lines of credit.
  • The revenue generated by the equipment when utilized covers the monthly payment.
  • The costs associated with equipment financing are treated as a business expense.
  • Tax leases can be fully tax deductible.
  • Lease financing applies to most every capital acquisition.
  • Shipping and Installation can be included in the monthly lease payment.

Who qualifies?

  • Business financing only, no consumer transactions.
  • Principals FICO scores 600 and above. (co-signers considered)
  • Principals under $35,000 in revolving debt and no current delinquencies.
  • $2,500 - $20,000 (0 - 2 years time in business) up to $75,000 for established businesses.
  • Simple one page application.
  • Credit approval in 48 hours.